COVID-19 Update
Due to the on-going worldwide pandemic of COVID-19 the North Carolina Real Estate Commission has issued several provisions in an effort to maintain public health and to aide in “flattening the curve” and spread of this virus. Beginning immediately the NCREC has approved Online Continuing Education Courses. All courses & instructors must meet all predetermined requirements. We are pleased to able to offer online courses to help support our NC Real Estate Agents. All licensed agents will have an additional 90 days to complete their CE Requiement after the June 10, 2020 deadline
Last Day for Continuing Education Credit! September 8, 2020
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I’m Shinique Pernell
Mortgage Underwriter & Educator
trust your underwriter
The Mortgage Playbook for Brokers
NC Real Estate Brokers
Fulfill your NC Continuing Education requirement with a course designed to help you lead your clients to home ownership.
4 Hour Continuing Ed. Course
This 4-hour course explains the world of underwriting to Brokers. Providing you the advantage of understanding your underwriter’s viewpoints & expectations when approving loans.
Empower yourself, Better your business, Enroll Today!!
Targeted Objective
This course will explore mortgage financing and provide brokers with relevant information through the eyes of your underwriter.
Seller Buyer Relationship
The best brokers have knowledge that help their home buyers feel empowered and protected.
Connecting the Dots
Learn how to help your clients get themselves in the best situation for financing.
Enhance your Skillset
Stay competitive, great brokers know gaining knowledge is the key to staying ahead.
Understand Underwriting?
An Underwriter examines the borrower’s overall creditworthiness, capacity to repay the loan, financial statements, & collateral. The Underwriter is the key component to the mortgage process, as he / she is the one who will approve or deny the loan.
Who Is This Course For
North Carolina Real Estate brokers who are mandated to fulfill their annual continuing education requirement. This data-packed, insightful course will embody a deeper understanding of the underwriter and assist you in elevating your homebuyers’ level of preparedness & confidence during the loan process.
Upcoming Online Class Schedule
Saturday, July 11, 2020
This is an Online Webinar Course: Purchase this date below, seating is limited. Once your course purchase is completed you will receive a confirmation email. It will include your ZOOM link and details.
More Details
Location:
Online ZOOM Webinar
Time:
8:00AM – 12:00PM EST
Teacher:
Shinique Pernell
$75
Saturday, July 18, 2020
This is an Online Webinar Course: Purchase this date below, seating is limited. Once your course purchase is completed you will receive a confirmation email. It will include your ZOOM link and details.
More Details
Location:
Online ZOOM Webinar
Time:
10:00AM – 2:00PM EST
Teacher:
Shinique Pernell
$75
Saturday, July 25, 2020
This is an Online Webinar Course: Purchase this date below, seating is limited. Once your course purchase is completed you will receive a confirmation email. It will include your ZOOM link and details.
More Details
Location:
Online ZOOM Webinar
Time:
8:00AM – 12:00PM EST
Teacher:
Shinique Pernell
$75
Course Objectives
- Overview the principles behind Mortgage lending as it applies to Mortgage Underwriting.
- Learning how to assist your home buyer in understanding what Mortgage Underwriters look for.
- This course is not a simple compliance course, it was designed to offer you a real education in the field of mortgage lending.
- Upon completion, this course will transcend your professional development & broaden your knowledge of the mortgage lending process.
Testimonials
“I have been working with Shinique for many years & she has given me nothing but exceptional advice. I can’t wait to attend her next seminar.”
“One of the most informative seminars I’ve ever attended. Shinique Pernell cracked the code of Underwriting for all to understand. Her 20 plus years in the industry dispelled a lot of myths about credit & credit scoring”
“This seminar was excellent…It helped buyers move forward in the right direction & will help the process, knowing what to expect when the time comes.”